THE LIST!
The list:
1) Indebtedness:
Due to the myriad of creative ways of entrapping people into consumerism via credit. Examples: misinformation that markets such thoughts as “credit is good for the financial growth of our democratic republic”, vacationing on credit is ok, and living a lifetime owing others is acceptable behavior (as with a mortgage payment). Long term ignorance is the harmful affect this marketing strategy has on the population as a whole (the financial matrix affect).
Note: Compounding credit - wealth building currency goes to the rich (rich in this case is defined as those who are uniquely positioned to take advantage of the credit boom). vs compounding currency - (we are not speaking of money here because money has a limited life but currency has an unlimited life), big difference (currency of wealth building in this case grows with you). “Affects the middle class more than the working poor and poor. This is where shrinkage of the middle class is dominate and the growth of the GAP is extended”.
2) Gambling:
(this subject speaks for itself, no additional verbiage is needed). However this Affects the middle class, poor & working poor. This is where the area of social mobility is hampered in an excruciating and tortured way, therefore keeping the real wealth building process of the individual from ever occurring in the first place. After all, building the right way is not sexy enough for some. Building a secure financial future is quite boring to say the least. However, who needs sexy, when success is available and can last way beyond the thrill of the illusive moment that gambling presents! As the gambling industry grows, so does the GAP.
3) Gambling in the Stock Market:
Rather than investing in the Stock Market. Even though I continue to researching this area of the marketplace, I can respectfully state that with the data I already have in hand, Wall Street can be brought to main street where the investing class can retain a greater control of their own money similar to but even greater then the example set by John Bogle via Vanguard Group (a nonprofit investment firm he founded). Warren Buffet & John Bogle are but two of the wealthy individuals who are speaking out about Wall Street and its relentless thirst to conquer the dollar you intrust to them. Robert Kiyosaki in his book "Prophecy" has predicted the fall of Wall Street. This is where shrinkage of the middle class is dominate and the growth of the GAP is extended”.
4) Network marketing/multilevel marketing/home-based business:
The network marketing industry has a poor track record, 5% success rating vs a 95% failure rating - “It affects the middle class, poor, and working poor.” As the network marketing industry continues to grow in its current form, so will the GAP continue to grow in the negative direction.
This is where The " Vision steps in to create a reversal policy pertaining to the GAP.
5) Financial education:
By allowing the young citizens to become educated in the area of finances starting in grade school and continuing through college is a great starting point in reversing the policies that are governing many of the activities perpetuating the widening of the GAP. Especially since credit card companies and banks are allowed to target children at a very young age. Educating the parents of children as well as all adults in a more apt way would also help to offset the billions spent to market the young. In return for placing financial education programs in grade schools and beyond, our government would have less of a cost to bear as it’s citizens enter retirement. Many more people will start to retain a greater amount of those same dollars that is currently lost in a myriad of ways as mentioned above.
But you & I would be the fool to wait for the government or other financial institutions to take action when there are ways to do so in the free enterprise zone. “When an individual spends most of their adult life unknowingly separating themselves from the riches they ought to have, in the end lack prevails. “This fact affects everyone by perpetuating the ignorance of financial matters!”
1) Indebtedness:
Due to the myriad of creative ways of entrapping people into consumerism via credit. Examples: misinformation that markets such thoughts as “credit is good for the financial growth of our democratic republic”, vacationing on credit is ok, and living a lifetime owing others is acceptable behavior (as with a mortgage payment). Long term ignorance is the harmful affect this marketing strategy has on the population as a whole (the financial matrix affect).
Note: Compounding credit - wealth building currency goes to the rich (rich in this case is defined as those who are uniquely positioned to take advantage of the credit boom). vs compounding currency - (we are not speaking of money here because money has a limited life but currency has an unlimited life), big difference (currency of wealth building in this case grows with you). “Affects the middle class more than the working poor and poor. This is where shrinkage of the middle class is dominate and the growth of the GAP is extended”.
2) Gambling:
(this subject speaks for itself, no additional verbiage is needed). However this Affects the middle class, poor & working poor. This is where the area of social mobility is hampered in an excruciating and tortured way, therefore keeping the real wealth building process of the individual from ever occurring in the first place. After all, building the right way is not sexy enough for some. Building a secure financial future is quite boring to say the least. However, who needs sexy, when success is available and can last way beyond the thrill of the illusive moment that gambling presents! As the gambling industry grows, so does the GAP.
3) Gambling in the Stock Market:
Rather than investing in the Stock Market. Even though I continue to researching this area of the marketplace, I can respectfully state that with the data I already have in hand, Wall Street can be brought to main street where the investing class can retain a greater control of their own money similar to but even greater then the example set by John Bogle via Vanguard Group (a nonprofit investment firm he founded). Warren Buffet & John Bogle are but two of the wealthy individuals who are speaking out about Wall Street and its relentless thirst to conquer the dollar you intrust to them. Robert Kiyosaki in his book "Prophecy" has predicted the fall of Wall Street. This is where shrinkage of the middle class is dominate and the growth of the GAP is extended”.
4) Network marketing/multilevel marketing/home-based business:
The network marketing industry has a poor track record, 5% success rating vs a 95% failure rating - “It affects the middle class, poor, and working poor.” As the network marketing industry continues to grow in its current form, so will the GAP continue to grow in the negative direction.
This is where The " Vision steps in to create a reversal policy pertaining to the GAP.
5) Financial education:
By allowing the young citizens to become educated in the area of finances starting in grade school and continuing through college is a great starting point in reversing the policies that are governing many of the activities perpetuating the widening of the GAP. Especially since credit card companies and banks are allowed to target children at a very young age. Educating the parents of children as well as all adults in a more apt way would also help to offset the billions spent to market the young. In return for placing financial education programs in grade schools and beyond, our government would have less of a cost to bear as it’s citizens enter retirement. Many more people will start to retain a greater amount of those same dollars that is currently lost in a myriad of ways as mentioned above.
But you & I would be the fool to wait for the government or other financial institutions to take action when there are ways to do so in the free enterprise zone. “When an individual spends most of their adult life unknowingly separating themselves from the riches they ought to have, in the end lack prevails. “This fact affects everyone by perpetuating the ignorance of financial matters!”
The movement to bring financial awareness into the public educational system, and public psyche has already begone!
Warren Buffet:
Quotes: "The best education you can get is investing in yourself. But this doesn’t always mean college or university." "I do have one diploma I display from Dale Carnegie’s Public Speaking Course and it only cost me $100."
Secret Millionaires club: for children
Oprah Winfrey:
Champions financial education!
Sharon Lechter:
She (currently as of this printing) is also fighting to change government policies in both Arizona and Washington D.C. that limit the access to greater financial education in our school systems. Financial education in our schools! Whose job is it anyway? Change!!!!
Life Leadership:
Has developed the infinitive program of it's kind showing how to attack the problem head-on with both Defense and Offense.
Warren Buffet:
Quotes: "The best education you can get is investing in yourself. But this doesn’t always mean college or university." "I do have one diploma I display from Dale Carnegie’s Public Speaking Course and it only cost me $100."
Secret Millionaires club: for children
Oprah Winfrey:
Champions financial education!
Sharon Lechter:
She (currently as of this printing) is also fighting to change government policies in both Arizona and Washington D.C. that limit the access to greater financial education in our school systems. Financial education in our schools! Whose job is it anyway? Change!!!!
Life Leadership:
Has developed the infinitive program of it's kind showing how to attack the problem head-on with both Defense and Offense.